Zenmoney: expense tracker
In-app purchases
4.3star
27.4K reviews
1M+
Downloads
Rated for 3+
info
About this app
Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.
We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.
Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.
Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.
Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.
What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.
If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.
We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.
Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.
Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.
Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.
What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.
If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en
Updated on
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Ratings and reviews
4.3
27K reviews
A Google user
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18 April 2019
Best budget / money tracking app I've tried over the past years. Have been using it for a couple of years. Has some minor issues, but nothing gamebreaking. Supports direct integration with a lot of banks, as well as sms recognition. Some sort of self-learning mechanism is also presented - it will automatically correctly assign income / expense category for 95% of transactions.
21 people found this review helpful
A Google user
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5 March 2020
This app is incredible! My yearly sub ends in a week, and I've just extended it for a lifetime. I love the internet bank sync since I mostly use card for payments. Also that the app remembers which category has previously been used for recurring expenses, and applies it automatically. Also, the budget planning is simple and useful, although, I'd like it to have some more planning options, like splitting money on a single account for different goals, and property/investments costs.
27 people found this review helpful
George Kopilashvili
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7 April 2025
In order to get access to sync with your bank, you need to pay. And when you pay, you realize, that they cannot sync, even though the bank is listed as supported. You contact the support, and then after few messages they stop replying to you. This sounds as a scam scheme.
2 people found this review helpful
What's new
— We have launched a financial assistant available to all paid users. You can ask any questions about your finances, build analytics, and visualize data. The assistant also provides guidance on how to use the app. You can find it in the Analytics section.
— We added a category filter to reports: Income vs Expenses, Period Comparison, and Expense Trends.
For ideas and questions, join our chat: https://t.me/zenmoneychat_en
— We added a category filter to reports: Income vs Expenses, Period Comparison, and Expense Trends.
For ideas and questions, join our chat: https://t.me/zenmoneychat_en
App support
About the developer
Zenmoney OU
support@zenmoney.app
Pronksi tn 7-44
10124 Tallinn
Estonia
+972 53-847-0305
